HUFV_A

Finansal Hizmetler

NORDIC

120.00

EUR

Analysis Scores

Lothien Robustness Score?

78/100

Very Strong

Neden bu skor?

Participation Finance ?

—

Standard-by-standard detail →

Damodaran ?

49/100

ROIC banka/finans için tanımsız — mevduat/prim fonlaması borç değil hammaddedir; değerleme öz-sermaye (P/DD) tabanlı yapılır; DCF hesaplanamadı (faaliyet kârı veya nakit akışı eksik)

Dalio Risk ?

86/100

Piotroski ?

Bilanço dosyası bulunamadı

Graham ?

Bilanço dosyası bulunamadı

Active Metric?

3/4

Confidence?

64%

Valuation

Potential?

+53.7%

Debt Cycle?

Early Expansion

Data

Data ?

6756

2000-01-03 → 2026-08-19

Risk Analysis (VaR) Düşük

252 days

Annual Volatility ?

%16.7

VaR 95% ?

%1.72

daily max loss

VaR 99% ?

%2.44

daily max loss

CVaR 95% ?

%2.25

expected loss (tail)

Max Drawdown ?

%12.7

21.10.2025 → 23.03.2026

Skewness ?

-0.16

Parametrik%1.72

Historik%1.64

Cornish-Fisher%1.76

Return Distribution

Fundamental & Technical Analysis

↔

TRAMA-99 Trend — Near TRAMA

Price (120.00), TRAMA-99 line (122.46) at close levels (%-2.0). Important decision zone — breakout direction will determine the trend.

Price:: 120.0

TRAMA: 122.4581

Difference: %-2.0

Profitability

No balance sheet data

Valuation

P/E Ratio 4.8x Sector: 7.9x

F/K 4.8x — sector median's (7.9x) %39 below. Attractive for value investing.

P/B Ratio 0.84x Sector: 2.52x

PD/DD 0.84x — sector median's (2.52x) çok below. Defter değerine göre undervalued.

EV/EBITDA 5.3x Sector: 4.8x

EV/EBITDA 5.3x — sector median's (4.8x) %11 above. EBITDA’ya göre pahalı.

Indebtedness

Net Debt / EBITDA 1.9x

Net Borç/EBITDA 1.9x — manageable debt level.

Debt / Equity 0.48x

Low leverage — majority of assets financed by equity.

Interest Coverage 11.4x

Interest coverage 11.4x — very wide margin for paying interest expenses.

Growth

No balance sheet data

Score Explanations

Lothien Robustness

78/100

Very strong robustness score (78/100). Damodaran valuation, Dalio risk analysis and balance sheet quality criteria are largely met.

Very Strong

Potential

+53.7%

Plus %53.7 expected value (184.44) vs current price comparison. 3/4 valuation models give 'BUY' signal. Model confidence %64.

Components: PE target: 198.05 | P/B target: 360.00 | EV/EBITDA target: 108.52

Damodaran Valuation

49/100

Low Damodaran score (49/100). DCF analysis does not support current price. Minusk/sorunlu: ROIC banka/finans için tanımsız — mevduat/prim fonlaması borç değil hammaddedir; değerleme öz-sermaye (P/DD) tabanlı yapılır; DCF hesaplanamadı (faaliyet kârı veya nakit akışı eksik).

Moderate

Dalio Risk Analysis

86/100

Low debt risk (86/100). Interest coverage ratio 11.4x — strong. Borç/EBITDA 1.9x — in healthy range.

Leverage: 50/100 | Debt Service: 100/100 | Quality: 69/100

Debt Cycle Phase

Early Expansion

Debt decreasing, growth gaining momentum. Company in balance sheet cleanup phase.

Piotroski F-Score

—

Bilanço dosyası bulunamadı

Graham Intrinsic Value

—

Bilanço dosyası bulunamadı

⚖️ Sector Comparison

P/E Ratio

4.8x vs 7.9x

Sector mediannın %39 below — cheap

P/B Ratio

0.84x vs 2.52x

Compared to sector %67 cheaper (by book value)

EV/EBITDA

5.3x vs 4.8x

Compared to sector %11 higher EV/EBITDA

Charts

Indicators

BB deviation ?

RSI thresholds ?

Price Chart ?

RSI (14) ?

Bollinger Bands ?

MACD ?

Gold-Based Price + TRAMA (Stock / Gram Gold) ?

HUFV_A — Participation Finance Compliance

Loading…

The Lothien health scores and analyses on this page are for informational purposes only. They do not constitute investment advice. Please consult a licensed investment advisor before making investment decisions.